FROM CNN's Jack Cafferty: If you think talk on Capitol Hill over reducing our deficit and raising the debt ceiling has been ugly – just wait until the focus shifts to making cuts to Medicare or raising the retirement age for Social Security. [cnn-photo-caption image=http://i2.cdn.turner.com/cnn/2011/images/05/25/art.retirememt.jpg caption=""] Long-term deficit reduction can't be achieved without reforms to … Continue reading What does it mean that 25 percent of retirees in the U.S. say their savings are all gone?