FROM CNN's Jack Cafferty:
Instead of the more traditional New Year's resolutions to lose weight or hit the gym, how about getting your financial house in order in 2011?
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According to one recent survey, a whopping 70% of consumers say their top financial resolution is to decrease their debt. That's followed by improving their credit score, relying less on credit cards and saving more.
USA Today takes a look at five easy financial resolutions that could save you big money.
Here’s my question to you: What are your financial resolutions for the new year?
Interested to know which ones made it on air?
Tom in Tampa, Florida writes:
I want to get completely out of debt. Debt is slavery. It's why our government is a slave to foreign nations, corporations, and banks, and I don't want to be owned like that anymore. It's not healthy.
Paul in Florida writes:
I'm doubling up on my lotto bets. I'd rather give my money to the lotto than the government. At least with the lotto, I have some tiny chance of winning as compared to no chance with the government.
Michelle in Bronx, New York writes:
My New Year's resolution is to be debt-free. I finally am able to face my debt and am working toward decreasing it. The ultimate goal is to become a first-time home owner.
Ken in California writes:
Get out of the stock market. What goes up must come down.
Gina in Pomona, California writes:
My financial resolution is to stick to the financial resolution I made five years ago: NO CREDIT CARDS EVER. Cash on the barrel only. Thankfully I've stuck to it all these years.
The same as in the previous years: send the maximum amount to my 401K and catch-up contributions, make use of all rebates. Spend wisely. Use the company medical, dental and vision plans to the fullest. Try to have a debt-free retirement.
Pay down debt, try to save. Last year, I went against the herd and spent on an addition to my house. This year (and for several years) I will pay for it.
Mike in Texas writes:
Find a source of income so next year when you ask I'll have a financial house to have in order.
My #1 financial resolution is to be able to join the 50% of Americans who don't pay ANY taxes.