How do you get your spouse to stop overspending?
FROM CNN's Jack Cafferty:
With the economy in the toilet, millions of Americans have learned the hard way how to cut back on their expenses, and many have even begun saving more and living within their means. But not everyone.
For those of you out there with a wife who always needs the latest pocketbook or perfume, or a husband who just can't live without the new iPhone, listen up: Money Magazine - a sister company of CNN - has a great piece on how to get your spouse to stop overspending.
Research shows that people who overspend usually do it to feel good or in control - not because they actually need what they're buying. In fact, purchasing new items often makes them feel powerful and secure. Therefore the worst thing to do is lecture your spouse on the virtues of saving. The more you talk about this stuff, the more likely he or she will just want to buy more.
Instead, it's more effective to have your spouse 'own the problem' - meaning keep track of what your household spends and ask your husband or wife to review it. Don't say anything else - that way he or she has the choice to cut back.
But if that doesn't work, it may be necessary to get separate bank accounts. Or if the situation is really out of hand, you may need to take even more drastic measures.
Just keep in mind - at the end of the day, the latest gadget or clothing is a heck of a lot cheaper than a divorce.
Here’s my question to you: How do you get your spouse to stop overspending?
Interested to know which ones made it on air?
Would Obama be better off with congressional leaders other than Reid & Pelosi?
Senate Majority Leader Harry Reid and Speaker of the House Nancy Pelosi at a news conference in which the Democratic leaders discussed the first 100 days of the Obama Administration and their legislative accomplishments. (PHOTO CREDIT: CHIP SOMODEVILLA/GETTY IMAGES)
FROM CNN's Jack Cafferty:
President Obama has had a lot of success early in his term. But it could be even better.
Democrats control the House, and if Al Franken becomes the 60th Democratic senator, they will have a fillibuster-proof majority there. But as usual, when it comes to the Democrats, all is not well. And the problem starts with the leadership in Congress.
A new CNN/Opinion Research corporation poll shows House Speaker Nancy Pelosi with only a 39 percent approval rating - 48 percent think she's doing a terrible job.
And Pelosi is not doing herself any favors by the way she's handled the torture debate. There's reason to believe Pelosi knew about waterboarding as early as 2002 but she refuses to admit it. Instead she accuses the CIA of lying to Congress.
A Mason Dixon poll taken in Nevada for the Las Vegas Review-Journal shows Senate Majority Leader Harry Reid's approval rating is even worse: A meager 38 percent - about half of the state's voters have a negative view of Reid. In fact, there's a question whether he'll even be re-elected. 45 percent of those polled say they'll definitely vote for another candidate in 2010.
Here’s my question to you: Would President Obama be better off with congressional leaders other than Harry Reid & Nancy Pelosi?
Interested to know which ones made it on air?
Should concealed and loaded guns be allowed in national parks?
FROM CNN's Jack Cafferty:
It looks like gun rights advocates are about to score a win with a Democrat in the White House. The House and Senate have now both approved bills that would allow concealed and loaded guns into national parks and wildlife refuges - unless a state law doesn't allow them.
Yosemite National Park in California.
The measure has been attached to the credit card bill, which is a top priority for President Obama, and could become law this week. The bill passed with the help of moderate Democrats, many of them from the South and Midwest. One of the bill's supporters, Republican Senator Tom Coburn, says the move isn't a "gotcha amendment," but a real step to protect the Second Amendment.
Gun rights groups say the bill will give gun owners the same rights on national park land that they have everywhere else; but they say they don't want to declare victory until it becomes law.
Meanwhile groups like the Fraternal Order of Police and the Association of National Park Rangers say the bill would increase the risk of poaching and vandalism of park treasures, as well as threats to visitors and staff.
Some Democrats are disappointed in what they see as the success of the gun lobby under a Democratic president and Congress. But aides admit that many Democrats feel pressure to back gun legislation or face political heat from the National Rifle Association. Can you tell there's a mid-term election around the corner?
Here’s my question to you: Should concealed and loaded guns be allowed in national parks?
Interested to know which ones made it on air?
@jackcafferty on Twitter
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