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October 13th, 2009
05:00 PM ET

How damaging is an insurance industry’s report on higher premiums?

FROM CNN's Jack Cafferty:

On the eve of a crucial vote for health care reform - the insurance industry is playing hardball. The group "America's Health Insurance Plans" came out with a critical analysis of the Senate Finance Committee's reform plan that says health insurance premiums for the average family would increase by $4,000 a year in the next decade - while premiums for individuals could go up by $1,500 dollars.

This report suggests premium costs will rise faster under the government plan partly because it doesn't do enough to force people to buy insurance. That means not enough young and healthy people will pay into the system, which will drive up rates for everyone. It also says a proposed tax on employers' higher cost insurance programs-the so-called Cadillac plans– could mean higher premiums for many consumers.

The White House is blasting this report - calling it inaccurate and self-serving... while the Senate Finance Committee calls it "a health insurance company hatchet job."

But the insurance group is standing by its report - saying it was conducted by a "world class firm with a stellar reputation." Which is partially true.

The report was done by Pricewaterhouse Coopers, a reputable accounting firm. But the company acknowledged late yesterday that it didn't look at the entirety of the legislation... just on the four provisions the insurance industry wanted it to look at.

Here’s my question to you: How damaging is a health care insurance industry’s report on higher premiums?

Interested to know which ones made it on air?

Patrick writes:
Of course, the insurance industry is against health care reform and has a report to prove it. Just like the tobacco industry had scientific evidence that tobacco was not harmful or addictive and the asbestos manufacturers had proof that asbestos was safe. Business is only interested in protecting its profits. The industry could care less how many Americans are get hurt as long they make money, protect the status quo and get their bonuses. Oh yeah and have enough left over to buy congressional votes.

Joe from Missouri writes:
I took what they said seriously. They said they would raise premiums by $4,000 if the bill passes. The report may be junk, but the blackmail threat is real. The solution: Pass a strong public option plan now.

Mark from Worcester, Massachusetts writes:
Not damaging enough it seems. This is getting the same backlash as every other legitimate concern leveled by anyone associated with the right or even the center, and it's a damn shame. Forget the rhetoric and party lines and ask yourselves – who's the better accountant, greedy capitalists or the government? For anyone so indoctrinated to even consider the latter, a follow up: what's the current deficit?

Tim writes:
Jack, I read the news every morning and evening in newspapers and on the web. I did not hear that the insurance research on the health care bill only looked into four questions of the bill. Of course, it is very easy to come out with the answers wanted on any research – just ask the RIGHT questions. Every pollster knows this. Thanks for informing us on this important point.

Deborah from Los Angeles writes:
The health insurance industry's "report" on higher premiums is not worth the paper it was written on. This is the industry's 11th hour, Hail Mary pass to kill health care. While we're at it, let's accept Liz Cheney's report on her daddy's 'legal' torture program or Senator Ensign's report on his parents' $96,000 humanitarian 'gift' to the family of his mistress. Geez.


Filed under: Health care
soundoff (139 Responses)
  1. Donald of Tampa Area

    It is just the standard insurance company B.S. when anything threatens to shape up their industry. Donald

    October 13, 2009 at 4:26 pm |
  2. Snekie1

    This is the insurance industry using Republican tactics by trying to scare everyone so they can keep stuffing their pockets!

    October 13, 2009 at 4:29 pm |
  3. dennis g

    Someone should exsplain to all of these overpaid insurance execs that if Americans don't make enough to pay for health insurance than they simply will not. How is that going to sit with all of the investors when, profits are not made simply because the product they offer is too exspensive. Really what is the value of my dollar and what is it these fat cats at the insurance companies hope to accomplish by TAXING me more for my health insurance?

    October 13, 2009 at 4:30 pm |
  4. Kentucky

    jack, that health care report smelled worse than horse manure!

    October 13, 2009 at 4:31 pm |
  5. Emily, Canada

    Not at all. My paper work & my word wouldn’t be given any weight what so ever if afterwards I said, “by the way, it’s just based on the provisions that I wanted to read, it’s not a complete analysis”.
    I say it’s not worth the paper it’s written on!

    October 13, 2009 at 5:01 pm |
  6. Remo from beautiful downtown Pflugerville, Tx.

    Jack, if we get squeezed any farther, you're going to see Health Care REVOLT, instead of reform. I think the middle class is about through with D.C. business as usual. With Obama and his "HOPE" platform fading, we're seeing the "NOPE" and business as usual, again.

    October 13, 2009 at 5:02 pm |
  7. John, Fort Collins, CO

    If their lobbying expenditures are any indication, it is clear the health insurance industry will say or do whatever it takes to enable them to continue to deny claims, delay payments, refuse coverage, and keep on drilling small businesses with outrageous annual increases in premiums. This is just more of the same old deal: "figures don't lie, but liars figure". And this should be obvious to everyone except perhaps the Republicans in Congress.

    October 13, 2009 at 5:04 pm |
  8. Mary

    I believe that report is damaging–to the health insurance industry. The way the laws are being written they have 3 years to get the premiums up high enough to cover any "losses " they might imagine they are going to have. It would be far better to include the public option and then insist that companies offering health insurance be nonprofit. Mary South Dakota

    October 13, 2009 at 5:05 pm |
  9. Robin

    This report sounds correct. From an actuarial viewpoint, if insurers are forced to cover individuals with pre-existing conditions, they will calculate rates to support profits. This means insurers will use the cost of covering individuals with pre-existing conditions (a questionable term) to up their prices. The way to control this increase in rate and greed is with a public option that includes a full selection of doctors and an increase in the number of qualified physicians through educational subsidies. This is just basic economics.

    October 13, 2009 at 5:06 pm |
  10. Bruce - Delaware

    It is hard core(in the worst sense) fear mongering. This will give folk the final push to take personal responsibility for their health, and abandon all big pharma medications. We don't except for injuries need doctors. Screw the medical crime family.

    October 13, 2009 at 5:06 pm |
  11. Rod

    Jack,

    why isn't someone talking about the Billions and Billions spent annually by the big Drug companies on advertising their drugs in newspapers and magazines. I don't need to know what the latest life style drug is, or the advantage of the Purple pill, I leave that stuff up to my Doctor.

    Rod from Holden, Maine

    October 13, 2009 at 5:06 pm |
  12. CK Honolulu

    This was a selective assortment of facts to support a limited point of view. It has no value in this debate.

    October 13, 2009 at 5:07 pm |
  13. Buzz in Solvang, CA

    This report is nothing more than total and complete BS!! It's a scare tactic to protect their obscene profits and to make us look the other way from their death panels.

    They need to go DOWN!!

    October 13, 2009 at 5:08 pm |
  14. Mark (Newburgh, NY)

    It just goes to show that a public option or single payer is really the only way to truly reform health care and control costs. If the Republicans had so many plans to reform health care, then why didn't they implement them in the 6 years where they had total control of the government? Gee, I wonder...

    October 13, 2009 at 5:08 pm |
  15. BJ

    Two words: SINGLE PAYER!

    October 13, 2009 at 5:08 pm |
  16. Cliff Glass - Rego Park, NY

    Jack,

    Chutzpah coupled with blackmail is an untenable combination. Their threats should backfire and lead to the implementation of a public option. It's time for America to join the rest of the civilized world and recognize that health care is a right, not a privilege.

    October 13, 2009 at 5:08 pm |
  17. Peter M

    It is a bogus study done by cannibals who feed on the sick in America. It is not worthy this coverage...let the thugs go and eat cake.

    October 13, 2009 at 5:08 pm |
  18. Judy, Exeter, Calif,

    Anything coming from a lobby for the insurance industry is highly suspect. Just because it was done by Pricewaterhouse Coopers, means nothing. Having said that, there are those who will cling to anything that will stop the healthcare bill from passing. I don't believe a word of it. How many steps backward do we have to take before we begin to see what has happened in Washington?? I just hope it is not too late to initiate good change for all American citizens.

    October 13, 2009 at 5:08 pm |
  19. RickyC

    This type of "sponsored" analysis takes place on a regular basis. It is unfortunate that some media outlets repeat the info without challenging the reports findings. Misinformation is stronger than facts.

    October 13, 2009 at 5:09 pm |
  20. John G

    Jack – the report is about as damaging as the public lets it be. When the wolf says the henhouse is locked, should we trust him?

    October 13, 2009 at 5:10 pm |
  21. Russ Eppen

    If this were true, then the insurance companies would benefit! Are they being so nice now as to tell us that they don't want to make any more money than they aleady are? Beware of good tidings brought on by a wolf in sheeps clothings (no pun intended Wolf).

    October 13, 2009 at 5:10 pm |
  22. Shaun

    The insurance industry's opinion on healthcare reform is about as relevant as a virus's opinion on the latest vaccine and just as much of a conflict of interest as well. If these company's practices were honest and fair already there would be little need for reform!

    October 13, 2009 at 5:10 pm |
  23. Gary - Woodhaven, Michigan

    This should be a boom to proponents of the health care debate. It shows how necessary reform is and how critical a public option is as it only proves how greedy and disconnected the insurance companies are.

    Did any of us really expect anything less from the insurance companies in this eleventh hour?

    October 13, 2009 at 5:10 pm |
  24. Marcus Greensboro, NC

    I do not believe anything they say anyways. They have already increased premiums during this debate for employers and individuals, so they have already shown what their intentions are. They are not trustworthy, and if I were President we would have had Medicare for All with the majorities that I would have in Congress. They should definitely put the public health insurance option back on the table for the defamation that the insurance companies committed with the ad.

    October 13, 2009 at 5:10 pm |
  25. Junior from Tucson,AZ

    Jack, who is listening to these people? there the one who are killing American cytizens. They should shut their mouth and go hid and pray for the public option not to be included in the bill later on. Otherwise their happy hours will be over. team of murders!!!!!!!!!!

    October 13, 2009 at 5:10 pm |
  26. John in Lake Tahoe

    Jack, an insurance industry report that says health care reform needs to force more people to buy their insurance is the best thing yet for supporters of real reform – a single-payer plan that takes insurance companies out of the picture altogether, or at least a public option that creates competition..!

    October 13, 2009 at 5:10 pm |
  27. Matt Minneapolis, Minnesota

    Jack,

    It's kinda sad that the White House won't accept what anyone says if they're against the plan. God forbid they should make logical arguments. The Democrats will pass it not matter what, so no it doesn't matter. Funny, they'll listen to patients rights groups, and reform activists, but not the insurance companies.

    Matt

    Minneapolis, MN

    October 13, 2009 at 5:10 pm |
  28. Alan Leff

    Jack ,you left out that the health Industry report was admittedly flawed by only including select portions of the proposed health care reform bill.
    Isn't that fraud? Its what we all expect of these greedy liars.
    Bring on areal public option that is a clone of medicare and let the people chiose!

    October 13, 2009 at 5:10 pm |
  29. Allison DeBoer

    The Senate Finance Committee sent an outline for the CBO to review. How is that any different or better than what the Insurance Industry reviewed?

    October 13, 2009 at 5:11 pm |
  30. Chris

    That's a great question. Our politicians aren't concerned about helping us, the American taxpayers, balance our own budget at home. All they want to do is tax us regardless of higher costs or not, in order to pay for someone else's healthcare, primarily those on welfare who are not paying a dime towards their healthcare and won't pay in Obama's plan. It should be mandated that those who have healthcare don't lose any of it (such as what he plans to do with those on Medicare) and that those who have healthcare don't pay a penny more for their own healthcare. He should be figuring out how to get those who get free healthcare to help pay for some of what they are getting.

    October 13, 2009 at 5:11 pm |
  31. ej

    It's a bought and paid for result. Republicans are simply nothing more than 'used car salesman' to push the big business agenda. They get their marching orders over their blackberries and iphones. The only thing they actually care about is the PAC funding they receive for pushing big business's desired outcome.

    October 13, 2009 at 5:11 pm |
  32. shirley curtis

    In the end, this report commissioned by the insurance industry will not hurt the reform effort. In fact, it may open some people's eyes about why we need reform. One has to wonder if the insurance industry would be pleased if congress capped the premiums that insurance companies are allowed to charge.

    October 13, 2009 at 5:11 pm |
  33. Jamal Saint Petersburg, FL

    Oh so now the insurance companies are bringing water guns into the fight now. That report has as much credence as a politician, making the arguement that Lobbying reform is bad for government.

    October 13, 2009 at 5:11 pm |
  34. Sheila

    I live in Massachusetts where we have 97% of citizens insured, and a conservative watchdog group testifying that our system has not caused any significant tax increase. I am a law student now, but before was working for Harvard Pilgrim Health Care, nationally the number 1 health care plan for 4 yrs running for customer satisfaction. As a Harvard Pilgrim employee, I can tell you that the insurance companies will change, yes, but they will find a way to both serve Americans and make a solid profit. We are not worried. Our goal remains that Americans receive the best health care possible.

    October 13, 2009 at 5:11 pm |
  35. Greg J

    So much cost is wasted on controls and administration of health care and this new "free", (where the hell is free anyways) health care, if ALL do not participate then those who don't will get it for free anyways, its call the public optio ( Emergency room)

    October 13, 2009 at 5:11 pm |
  36. Dr. Bill Alvarez

    Jack, let's be honest - self interest that's the name of the game. People like me what to do what is right for everyone but others just want to make more and more money and give us false statements. Shame on them. Bill

    October 13, 2009 at 5:11 pm |
  37. Brian Boggs

    Unfortunately this report will be damaging to those that are not informed about what sections of the Boucas Bill were looked at. I think the average American will take this report as gospel. Thankfully, there are a few of us that can sniff through biased reports like this one.

    October 13, 2009 at 5:11 pm |
  38. Anita Rufus

    How damaging? Try "How self-serving?" Why anyone would trust the insurance industry about anything at this point is beyond me. All they're worried about is how to capture as many new policyholders as possible and increase their profits. If they cared about health care, they could have done much more long before being forced to finally take their responsibilit to the American people seriously.

    October 13, 2009 at 5:11 pm |
  39. John Winston Salem, Nc

    Oh, an "unbiased" report from insurance companies. Well, I guess because those guys won't be losing a dime with healthcare reform, we should just trust what they say, because they'd never do anything that was self serving...

    October 13, 2009 at 5:11 pm |
  40. Mary

    I think the question should be how accurate is the Health Insurance Companies report because it truly is self-serving. Those insurance premiums will probably rise as much as they predict if NOTHING is done. Since they didn't consider the whole report, including the reductions of the fines that they base this on, I think the report is damaging – to their credibility but hopefully will not unduly influence the opportunity to have change, better coverage and more people covered, in a revenue neutral plan. As someone said this morning, let's see who the "shills" for the Insurance companies are, based on who cites this report as accurate. It didn't take long, Senator Kyl was the first, immediately after the committee vote.

    October 13, 2009 at 5:11 pm |
  41. Vivien from NY

    I think if a public option plan is passed with a government plan option, I have the funny feeling the insurance companies will re think having
    premiums rise.

    October 13, 2009 at 5:12 pm |
  42. Sherri

    Health insurance companies are businesses. Their goal is to make the biggest profits possible and they succeed. This report is simply a last resort effort to save those profits.

    October 13, 2009 at 5:12 pm |
  43. Jan, Bend, Or.

    Jack, I think the Insurance industry Just made the best possible case for a government option

    October 13, 2009 at 5:12 pm |
  44. David

    Not as damaging as the 15-18% annual increases in premiums that I've been paying to my insurance provider that have driven me to the brink of bankruptcy. I think this whole thing is a smoke screen to deflect attention away from the fact that the Baucus bill is a massive windfall for private insurance companies.

    David

    New York

    October 13, 2009 at 5:12 pm |
  45. Ben Lyons

    Why would this health-insurance report have any credence at all? Would you believe a report from the tobacco industry that said, "Smoking is good for your lungs and anti-tobacco legislation will only raise your taxes?" Health care reform threatens the salaries and bonuses of the health-industry bigwigs and they will fight tooth and nail to obfuscate and confuse this issue. Americans want change, and are getting very irritated by the misinformation and congressional payouts that have molded this debate.

    October 13, 2009 at 5:12 pm |
  46. Nate H.

    The insurance industries report on higher premiums is their way of trying to strong arm and intimadate the public into thinking that if this bill passes, the American public's situation on heath care will be in more jeopordy than the way it is now. I worked for my families company for 8 years without health insurance because they could not afford the premium. It would have cost me 1/4 of my monthly take home pay out of my pocket to have health insurance. How is that possible? It is not!! We need health care reform and we need to stand up to insurance companies, if they government has to step in and regulate them, then so be it!!

    October 13, 2009 at 5:12 pm |
  47. Phil P. in NJ

    Jack, not damaging at all. In fact I expected it. The insurance companies have been price gouging the consumer for years. Real health care reform will force them to ultimately lower the premiums thus killing the cash cow. Chalk one up for the "little guy".

    October 13, 2009 at 5:13 pm |
  48. Brad

    It is not damaging to the cause for reform, it should make everyone aware of the agenda of the insurance companies – but we are reliant on the commitments of the democrats we elected in 2008, most importantly the President, to do what is right for the American people. I am not confident that this will happen. As this plays out, I am reminded of my concern when casting my ballot for Obama – he has not so much as run a McDonalds and will say anything to get elected. I am afraid he is my greatest disappointment and one that we will not recover from. He is worse than GW Bush in that he has broken commitments. We knew what we got with Bush and he never ceased to deliver what he promised – as horrible as that was.

    October 13, 2009 at 5:13 pm |
  49. Jim Winsness

    Seriously, can anyone rely on the input from the industry that has robbed us blind (or sick?). Didn't you state they only were asked to report on 4 items in the bill? Any American who believes that industry better hope their insurance includes psychological counseling!

    October 13, 2009 at 5:13 pm |
  50. Dan Ellis

    Having the insurance companies conduct research on health care reform, is like asking only those people who smoke marijuana to vote on its legalization.

    October 13, 2009 at 5:13 pm |
  51. Stephen Kunz

    It is obvious that requiring insurance companies to cover pre-existing conditions and other mandates will lead to higher premiums, unless there is a greater pool of people who pay for them. Who in the world thought otherwise? Why does anyone think we can expand coverage without spending more money?

    October 13, 2009 at 5:13 pm |
  52. H

    It is yet another smoke screen from the insurance industry using that tried and true Fear tactic. I think they are really scared that this time, their 'Gravy Train' will be Rollin down the tracks without them! It is about time they have held us all hostage for long enough. As I see it they owe us ALL about 5 years of coverage at NO CHARGE!

    October 13, 2009 at 5:13 pm |
  53. bruciesrecovery

    Of course the Health Insurance Companies are saying this, they only care about one thing profits. This bill will help many families like mine affected by Autism, my Insurance Company covers none of my son's therapy and like so many other families affected bankrupts families that pay out of pocket for therapy. Today we are on the dawn of a new beginning ending Insurance Discrimination against children with disabilities. A big thank you to the Senate and Congress committees for putting legislation in place that puts families first.

    October 13, 2009 at 5:13 pm |
  54. Buddy from Urbana Ill

    Jack,

    I think its very damaging, to the insurance companies. It exposes their true nature, organizations that will say anything to maintain their profit margins and derail efforts at health care reform. They have no shame and not honor. I'd rather have a relative working at an escort service than selling insurance.

    October 13, 2009 at 5:13 pm |
  55. Jim H

    The insurance industry report has convinced me that the current reform effort is off track. The only way to ensure cost effective is to cut out the insurance industry and go to single payer. I can affect the government bureaucrats by calling my congressman. I have no leverage on insurance company bureaucrats, who respond only to greed.

    October 13, 2009 at 5:13 pm |
  56. Kathy Rayford

    The insurance company lies and they lie for whoever pays the most money. They sound just like the Republicans who voted against the health care bill today. Everybody is losing their minds and don't want to help the have NOTS in this country. How sad

    October 13, 2009 at 5:13 pm |
  57. Liz in Monterey, CA

    This report by Price Waterhouse Cooper is simply a paid instrument of the health insurance lobby. Their "report" was bought and as such, is not valid. It will only be significant to those who don't read below the surface or are already convinced by the greedy health insurance organizations that health care reform will somehow "hurt" them. Frankly, If we don't manage to create significant health care reform that takes care of ALL our citizens, then costs till go up anyway...as they have already risen a great deal. So let's try the public option and try to turn this country around.

    October 13, 2009 at 5:13 pm |
  58. mike heyman

    Let's see Jack, my insurance more than doubled over the last decade. Even if it doubles again over the next decade, at least I hope I would have better coverage; right now it is not too great. Keep raising more questions – thanks – Mike

    October 13, 2009 at 5:13 pm |
  59. William from Kansas City

    Jack, These reports have no influence on those in favor for health care reform. People simply don't trust these insurance companies anymore, they are just ticked off that these companies are standing in their way for reasonable health care reform.

    October 13, 2009 at 5:13 pm |
  60. Rajinder Kumar Goyal

    It was hypocritical for the insurance Industry to come up with a report onlya couple of days before the key Senate vote in the senate. The Industry would have earned the respect and goodwill of the Americcan people by taking into the account the concerns that are being debated in the Congress, and coming up with a plan that would have addressed these concerns. Instead of doing that, they try to fuel the fire by trying to muddy the waters by trying to scare off the American people. They deserve the treatment they are getting from the people and their elected representatives. shame on the insurance industry. Their greed became self evident.

    October 13, 2009 at 5:14 pm |
  61. Connor, Michigan

    Jack, it's simple. The Health care insurance companies are going to do the same the credit card companies did, hike up the premiums. This time those videos floating around youtube attacking the insurance won't be as affective as those against the credit card companies. We can't say the report is false because they are the one's making the premiums and they will increase them as they see fit and we can do extremely little.

    October 13, 2009 at 5:14 pm |
  62. Allison DeBoer

    The Senate Finance Committee sent an outline, not a bill or piece of legislation, for the CBO to review. How is that any different or better than what the Insurance Industry had Price, Waterhouse and Cooper review? Neither reviewed legislation congress would vote on.

    Allison DeBoer
    Aurora, IL

    October 13, 2009 at 5:14 pm |
  63. Gan Golan

    It's incredibly damaging – to the insurance lobby's own arguments. After years of jacking up consumer premiums and refusing to cover countless in need, the health care industry now has the gall to threaten the public with even worse treatment if reform passes? It seems like they have made the best argument yet in favor of a much tougher cost control measures, and a robust public option.

    Gan Golan
    Los Angeles, CA

    October 13, 2009 at 5:14 pm |
  64. Stuart

    If legalizing or decriminalizing cannabis could generate enough tax revenue to offset the cost of healthcare or make it realistically affordable, do Americans think the benefits outweigh the costs to improve our healthcare system in this way?

    October 13, 2009 at 5:14 pm |
  65. Barb from Hazel Crest, IL

    Oh my goodness, no one should believe a report that comes from the insurance companies. That is like having the wolf guard the chicken coup. They are only interested in how much profit their executives can receive. Beside, our premium has been going up all along without help care reform. So if it goes up with better protection for the average person that is OK with me.

    October 13, 2009 at 5:14 pm |
  66. Dee

    The Insurance and Pharmacutical Companies of this Country are waving their power in Washington regardless of who it hurts. The only thing they care about is their multi-billion $ profits. I say it's time for the Administation to stand up to them and say enough is enough. A public option in Health Care is to help the uninsured and those who cannot keep on breaking pills in half and not seeing the doctor when needed. The ER's of this country are feeding their profits with those who come to them out of desperation. Their profits should be the last thing anyone thinks about.. and their lobbist's should SHUT UP. Speaking of shutting up: Rush not only needs to SHUT UP, but try to remember some common courtesy and respect. He is a detriment to this Country!!!!

    October 13, 2009 at 5:14 pm |
  67. Elizabeth Keeshan

    Another study by an M.I.T. economist dis putes the insurance industry report.
    How about encouraging the president for a change.

    October 13, 2009 at 5:14 pm |
  68. Sabrina

    That is nothing new. We pay 500%more for less in the past 8yrs. I m done worrying about giving 30%of my income to healthcare industry. If I have to file bankruptcy, oh well, I guess that is the price of living. Such a tragedy. Too bad we cannot have national healthcare instead of paying for all the uneducated kids coming out of our schools. Canada is the 4th best place in the world to live ,according to the latest stats, perhaps those in our govt are making off on too many high paid pensions, but then we have capitalism that we are paying so there can be more billionairs in the world. News headlines are telling it all.

    October 13, 2009 at 5:14 pm |
  69. Mike

    If nothing, this report strengthens the argument of a reform. The Insurance industry never wanted a change in the first place. This guys will cherry pick some points in any bill to keep fear alive instead of HOPE for the American people.

    Mike

    October 13, 2009 at 5:14 pm |
  70. Mike McDonald

    Jack:

    Unfortunately the health care insurance industry has been so dishonest with us, taking advantage of the American public with high rates and self-serving practices. So who can believe any report they present to us now? I find suspicious anything they tell me and pretty much discount and ignore it.

    Mike McDonald

    October 13, 2009 at 5:15 pm |
  71. Justin

    Well, for starters, they are an insurance company. They should only be allowed to make a certain amount of profit because it is infact insurance. To make millions off of people's bad health is diabolical, and I'm not to sure why it's legal. There should be a cut to how much can be made. There should also be a leway of tax on the companies if they do not report a profit. These health insurance companies have not taken a hit where legalities are not involved, almost a recession proof business.

    If your not sick, your not paying anything to health organizations. If I was sick, it would be considered a pre-existing condition.

    This is going to follow suit like social security. The young pay toward SS for elders. Insurance will act the same way.

    On the other hand, those who have money receive it out of a mutual fund or invested stocks. Again, health insurance will work the same way.

    October 13, 2009 at 5:15 pm |
  72. MARVIN GERR

    The insurance industries report is just like the Japanese kamikaze pilots attacks. It will only blow-up in the faces of the insurance industry, and not really derail the administrations health care reform efforts.
    The insurance industry is running very sacred and needs to scare the public as much it can, and this report will be used to scare the uninformed like most members of congress.

    October 13, 2009 at 5:15 pm |
  73. Zimmie

    Why would we ever care what the insurance companies think. If you havn't figured out that the insurance companies are only in it for the money by now, then I guess we don't deserve to reform our health care system.

    October 13, 2009 at 5:15 pm |
  74. Annie, Atlanta

    This "report" from an industry that would rather spend $1.4M PER DAY to fight legislation than putting it to a cause like, say, health insurance, is dubious. Anything this industry says or does is based on sheer greed. After all, they kill people to protect their bottom line.

    October 13, 2009 at 5:15 pm |
  75. Brad Brown

    For years the health insurance companies have left out all of the American people who need health insurance at every possible turn.
    Now the time of reckoning has come. They never had a minutes problem excluding people who needed them. All they really want and have ever wanted is to collect money from people who dont need healthcare. Why would these peoples opinions matter to anyone. Its like with auto insurance. They said make everyone get it and costs would come down. Yeah right. They only say what benefits them, True or False

    October 13, 2009 at 5:15 pm |
  76. D. Shipp

    If you look at the percentage increase over the past 10 years you will realize that premiums will go up about the same percentage ($4000 in this case) in the next 10 years whether the health bill goes through or not. Americans need to do their own thinking and stop allowing sound bites to determine their opinions. Perhaps the culture is just too lazy to do that.
    Dan

    October 13, 2009 at 5:15 pm |
  77. Mike in VA

    When will we see the bill??

    October 13, 2009 at 5:15 pm |
  78. Michael D

    Jack, asking how damaging a report rigged by the insurance companies is, is kinda like asking if counting only the votes for one person in an election makes it a fair election.

    October 13, 2009 at 5:15 pm |
  79. Janelle

    It's basic math Jack. If the insurance companies have to pay out more money, they'll have to bring more money in. If we don't do anything to lower the costs of actual health care, then of course insurance premiums will continue to rise. But since 2+2=50,000 in Washington, I'm sure this report won't deter anyone from caring about costs of anything. It's only those that will actually have to pay for it that seem to be concerned about the rapidly inceasing cost.

    October 13, 2009 at 5:16 pm |
  80. Joe - Cleveland, OH

    Jack – It's the usual scare tactic right out of the RNC playbook....."let's scare the hell out of the old folks, and we can't lose". What it really means is that it's going to hit the insurance industry right in their wallet, instead of our wallets. As long as greed is tolerated, and sometimes rewarded, there will be no improvement in the quality or affordability of our health care. It's a shame that fear works the way it does, but as long as it does, many will continue to use it for their own benefit.

    October 13, 2009 at 5:16 pm |
  81. David Bernard

    Not damaging enough. This health care reform bill is as fiscally irresponsible as it is imprudent.

    This issue is about party politics and not meaniful change. Our elected representatives disgust me

    David Bernard
    Houston, Texas

    October 13, 2009 at 5:16 pm |
  82. nick

    Insurance companies will hike the premium anyway, immaterial of the reform. Insurance indusrty is fighting hard with the mighty dollars to keep their grips. Weshould not let them get away with use of their power with money. This is what happened with destruction of electric cars, some years back, by Oil industry. We are a democratic country, but still we are ruled by people with money , power, and lucrative industries.

    October 13, 2009 at 5:16 pm |
  83. mark........in Houston

    When big business, including congress stand to have their pocket books messed with.....all rules go out the window. Scare tactics, fear spreading, and simple lies become major combat tools of self preservation.
    Those gullible enough to believe this type of tactic will add it to their arsenal...the rest of us will see it for what it is, simple trash.
    Will it be damaging NO....the lines have already been drawn, minds were made up long ago. Probably back in November.

    October 13, 2009 at 5:16 pm |
  84. Johnny

    Jack, I agree with the white house, the insurance company's report is self-serving and self reported to show that they are innocent. They are making themselves seem like victims of the reform rather than the problem. They are looking for any and all ways to keep their "ill" gotten gain.

    October 13, 2009 at 5:16 pm |
  85. Tom C

    Jack,
    Why should we be surprised that the insurance industry cherry picked what provisions to look at. That's how they insure people.

    October 13, 2009 at 5:16 pm |
  86. Peter

    The insurance companies' "report" sounds to me like three simple words. "We will retaliate." The insurance companies have had a good run, made obscene profits, and they will fight tooth and nail- all while harming the American people- to keep those profits and keep the money coming.

    October 13, 2009 at 5:16 pm |
  87. Carol from San Mateo, CA

    Since when do the insurance companies tell the government how to run the country? Earlier on Rick Sanchez when a Senator from Florida was asked why does it look like the public insurance will not be included in the Health Care Plan and he replied "the insurance companies do not want it". We have sent people to Congress not to be bribed and let their votes be impacted by the bribe. They were voted for to listen to their constituents and vote for the people. Have those days gone by?

    October 13, 2009 at 5:17 pm |
  88. Greg Duncan

    The report does damage the cause of health care reform, but not because of the content. Throughout this debate the American public has shown itself to repeatedly embrace the lies and distortions that have been thrown at them by the insurance industry directly and indirectly through PACs funded by the industry. Simultaneously there seems to be a remarkable disregard for the truth that the present private insurance system is essentially raping the public in the pursuit of profits. This distorted report is just another example of the industry's attempt to bamboozle the public.
    Greg Duncan
    Winnipeg, Manitoba, Canada

    October 13, 2009 at 5:17 pm |
  89. Brian A

    Mr. Cafferty this must be a rhetorical question... right? The insurance companies lost credibility years ago – they can not be trusted: ergo, public option to temper monopolistic industry.

    October 13, 2009 at 5:17 pm |
  90. Chuck Anschutz

    That cinches it for me. The health insurance companies just proved they can't be trusted. Hopefully the Baucus bill is just the safety net and that the real change will come from the House, in the form a REAL reform bill that centers around the public option and relegates private health insurers into a role as secondary insurers.

    I'm so sick of this debate getting muddied up by those scarecrows in the insurance industry that I can' barely see straight. Hopefully my impaired vision either isn't permanent, or our government straightens this problem out, because I certainly can't afford health care right now.

    Chuck Anschutz
    Bridgton, Maine

    October 13, 2009 at 5:17 pm |
  91. London in Florida

    Jeez Jack, if the cost of my so-called Cadillac Plan is going to skyrocket and taxed on top of it, I’m switching to the lower cost so-called “Pinto Plan.”

    October 13, 2009 at 5:18 pm |
  92. george

    well jack it looks as though the music is about to stop and somone is going to left without a chair. that someone being the insurance companys.
    it's realy not surpising to hear that one of the principle forces in driving the cost of healthcare out of reach for the most of us is making an all out efforet to stave off the inevitable and manipulate things to their advadtege.
    I realy do hope there is a public option in the final bill a public option would help to curb the cash lust driven greed these bastards have backed america into a corner with.
    thanks i feel better now.
    george
    chester,ct.

    October 13, 2009 at 5:19 pm |
  93. ken

    It is very damaging and they should be throttled in any statement that they produce during this critical time of reforming our system. They have been ripping us off for years and it is time to stop them. If they cannot survive then get out of the business. Quit crying. Make all of the industry non profit which would cut out the greed.

    October 13, 2009 at 5:19 pm |
  94. Ron - Baltimore, Maryland

    Jack I don't care what their report says or doesn't say. As you yourself said Price Waterhouse only looked at the issues that the insurance industry asked them to (REALLY)... I do have a better question though, This bill claims that it will cover 94% of all Americans. President Obama campaigned on a promise of affordable and high quality health care for all. How will he and the democratic party talk their way out of not covering the other 6%?

    October 13, 2009 at 5:19 pm |
  95. Al Lucas

    Insurance companies threaten to raise rates? It would laughable were it not so cynical. Have rates EVER dropped? Weren't these folks supposed to contain cost thru the magic of the markets?

    October 13, 2009 at 5:19 pm |
  96. SMAG , Munhall , Pa.

    It's amazing Jack , I got a notice last week my health Ins. ( Security Blue ) is going up another $40.00 a month starting in Dec. Usually the price goes up the same amount that my social security goes up. There's no increase in S.S. in this coming year but they're still gonna get their pound of flesh reguardless. They are gonna get their money one way or another.......where's the investagation on these crooks , thieves and shysters??? Big Business as usual gets ALL it wants!!!

    October 13, 2009 at 5:19 pm |
  97. Deborah, Los Angeles

    The health insurance industry's "report" on higher premiums is not worth the paper it was written on. This is the industry's 11th hour, hail mary pass to kill health care.

    While we're at it, let's accept Liz Cheney's report on her daddy's 'legal' torture program or Senator Ensign's report on his parents' $96,000 humanitarian 'gift' to the family of his mistress. Geez...

    October 13, 2009 at 5:19 pm |
  98. Mike, Syracuse, NY

    Tough one jack. Should we believe the insurance industry's numbers or Congress'? Given that on Medicare the government was off by a factor of 10 in costs estimates, I'd say the insurance industry is right and I don't want any part of 'reform'.

    October 13, 2009 at 5:20 pm |
  99. Dee

    Are we at a point that we know what will be right? Are you asking what will be right for the common people or for Congress?
    I seem to have lost track of this. Dee

    October 13, 2009 at 5:20 pm |
  100. Ken in NC

    It's really damaging Jack. It has demostrated to the American people that the Insurance Industry cares only about it's profits. I think they shot themselves in the butt on that move. It is going to backfire on them.

    October 13, 2009 at 5:20 pm |
  101. Michael

    It's pretty damaging for the Insurance companies, but not for health care reform. The insurance companies have just come clean and admitted that they are only in business to abuse the pocketbooks of the citizens of the United States of America. If this doesn't show the entire country why a public option is needed to keep the insurance companies in check, nothing will.

    Lebanon, PA

    October 13, 2009 at 5:20 pm |
  102. Allen L Wenger

    Not al all! Look at the increases during the last 5 years under the present system. Does anyone think it will decrease if nothing is done? I think it is time for a single payer system and the insurance companies can go the way of the dinosaur. Can anyone tell me how insurance companies make our health care system better?

    Mountain Home ID

    October 13, 2009 at 5:20 pm |
  103. Frank

    My wife's insurance has increased 54% from March of 08 to Sept of 09, I say give the President a chance. I think they're lying and trying to scare us. Like the oil industry, wall street etc. it's another rape by a crooked industry.

    October 13, 2009 at 5:21 pm |
  104. AJ, Potsdam, NY

    Jack,

    In a word: meaningless.

    The for-profit health insurance cartel (like Big Pharma and for-profit hospitals) are driven by one thing, and one thing only: MONEY. Theirs.

    The only reason these insurance companies exist is to take as much money they possibly can from us premium payers and return as little as they can possibly get away with in benefits. Period.

    The industry mouthpieces and their shills in Congress can shriek and threaten all they want; those who actually believe their bile (to use a polite term) are ignorant, or at the very least, misinformed; more than a few are just plain stupid or driven by the ideology of their idols of the airwaves, Rush Limbaugh and his fellow travelers (that would be an inclusive 'or').

    Putting EVERY citizen in one risk pool produces the absolute lowest premiums across-the-boards. This is an actuarial fact; it cannot be disputed. At the very least, there must be a "public option" – or any legislation that is enacted will be nothing more than an Insurance Company Protection Law and once again, our "public servants" will have given the Oldest Profession a bad name.

    October 13, 2009 at 5:22 pm |
  105. Tim Woolsey

    Jack,
    I read the news every morning and evening in papers and the web. I did not hear that the Insurance Research on the Health Bill only looked into four questions of the bill. Of course, it is very easy to come out with the answers that is wanted on any research – just ask the RIGHT questions. Every pollster know this. Thanks for informing us on this important point.

    October 13, 2009 at 5:22 pm |
  106. Nelvin Johnson

    What a choice. Our insurance will increase if we dont force every American to accept industry insurance,And we are forbidden to allow these same Americans to opt out to a Medicare alternative.
    isnt that a "Rock and a Hardplace"? And isnt that a pre-existing condition?

    October 13, 2009 at 5:22 pm |
  107. edmond

    jack,u kidding me,the insurance company dont want any start what so ever ,they will really hate obama after this

    October 13, 2009 at 5:24 pm |
  108. Sabrina, Royal Oak, Michigan

    Why in the world would I believe them, I m paying out 12grand a year now. They seriously need reform, many who do not pay, do not know what the bunk they pull, god forbid you ever get in an accident caused by someone else and you will find yourself poor. People are worried that uninsured might cost us more, try going to the hospital and tell thlem you have no insurance, they will send a bill for 4grand, then you tell them your info and it drops down to 1600, I think it should save a bucket load, if people do not need it, they will not create illness to go get help. They are out of control in the insurance industry, just like the banks,wallstreet,oil industry, phamasuedicals and all the others that have cleaned out our pockets while we sit and let them.

    October 13, 2009 at 5:24 pm |
  109. Charles Burrus

    We simply need to consider the source when we decide if it will have any effect on the legislation. Companies are making extreme profits as it is so why would they be in favor of anything that might change this profit ratio? They are as usual thinking of the almighty dollar instead of what is best for our people and our country.

    October 13, 2009 at 5:24 pm |
  110. Doug Shelley

    Wow! What a news flash from the health insurance industry. Healthcare costs will rise in the years ahead due to their greed. This, while they continue to: sell insufficient coverage, refuse coverage to many Americans and refuse to pay for 1 in 5 prescribed treatments. The simple solution of course is a public option for health care. The health insurance industry is a blood sucker killing the host it was originally created to serve.

    Doug
    Tyrone, NM

    October 13, 2009 at 5:25 pm |
  111. Jack Carlson

    Ins Companis saw the mandates being dropped and knew the profit could not be there as set forth in this invisible bill (it is not actually written when voted on).
    Do you think the 53 new Depts created by the Fed Gov't and all the incompetent Gov't workers will be better? 37 yrs working w/the Gov't makes somene like me sick to my stomach that they would be involved in healthcare at all. They are idiots in our book.
    We can help the nonlazy person, those out of jobs, and the disabled and not leave 29 million still w/no healthcare as the bill (not written) that as passed today does.
    Jack C
    WA

    October 13, 2009 at 5:25 pm |
  112. Gigi Oregon

    Why would I trust an Insurance GEO report. Ever add up how many insurances you are required to buy, and able to collect on it. I did. And that is when the trust disappeared. I don't care if its home, health, life, car, loan etc. They are hardly worth the paper they are written on. It's time we charge them for the privilege to write our policies, they could compete for our business.

    October 13, 2009 at 5:26 pm |
  113. Max

    This report is as credible as the Yankees saying that having their best player play for the Red Sox would be devastating—for the Red Sox. And yet, I bet the fans of the Glenn Beck's and Rush Limbaugh's of the world didn't doubt it for a second.

    October 13, 2009 at 5:28 pm |
  114. Mark, Worcester MA

    Not damaging enough it seems. This is getting the same backlash as every other legitimate concern leveled by anyone associated with the right or even the center, and it's a damn shame. Forget the rhetoric and party lines and ask yourselves – who's the better accountant, greedy capitalists or the government? For anyone so indoctrinated to even consider the latter, a follow up: what's the current deficit?

    October 13, 2009 at 5:28 pm |
  115. Randy

    Hi Jack,
    I'd like to thank the insurance industry for giving us more fuel for the public option fire. I'm sure this would give them the incentive they need to lower rates. How do they dare to tell us rates will increase when the focus is bringing this in to line? I really do my best to understand what is happening here. The more I learn the more confused I get.. If they don't want to be a part of the solution they can pack up their overpaid ceo's and leave.

    October 13, 2009 at 5:28 pm |
  116. Chris

    This is obviously another scare tactic by a "for profit" intity that is faced with government changes that will alter profit margins. Surely I'm not the only person that can see a "conflict of intrust" concerning my health care and a for profit insurance company.

    October 13, 2009 at 5:29 pm |
  117. Jane Voss

    So, the insurance companies are saying that premiums will rise if reform is passed? Who are they kidding? Has anyone noticed how fast they've been going up without reform? Premiums have been going up (& up & up), with no end in sight! This is why so many of us are priced out of the market. Frankly, I think the only way we'll see rates stabilize is if we get the Public Option. Congress needs to call the insurance companies' bluff, and start protecting the public instead of the insurance industry.

    October 13, 2009 at 5:30 pm |
  118. C. Farrell, Houston, Tx

    The health insurance industry is proving they are a monopoly and will do anything to stop the diversity of their greedy profits.

    October 13, 2009 at 5:30 pm |
  119. Patrick

    Of course the insurance industry is against health care reform and has a report to prove it. Just like the tobacco industry had scientific evidence that tobacco was not harmful or addictive and the asbestos manufacturers had proof that asbestos was safe.

    Business in only interested in protecting its profits. Industry could care less how many Americans are get hurt as long they make money, protect the status quo and get their bonuses.

    Oh yeah and have enough left over to buy congressioinal votes.

    October 13, 2009 at 5:31 pm |
  120. Burt

    I myself think it doesn't make much difference. The prices have been going through the roof for the past 10 years as it is. If we don't have reform they will still continue to rise. So let's have reform and be done with it.

    October 13, 2009 at 5:31 pm |
  121. Ken in NC

    I remember when the government released reports showing that the use of tobacco products could lead to cancer and that it was a leading cause of lung cancer. Shortly after that report, the tobacco industry realsed their own study that found there was no connection between smoking and lung cancer. HELLOOOO.

    October 13, 2009 at 5:32 pm |
  122. Sandra Turner

    The insurance companies are trying to blackmail the American people. Unlike the Letterman case, no insurance industry official is being charged with fraud.

    October 13, 2009 at 5:32 pm |
  123. David Clark

    I think it's the best thing that could have happened... for those of us who prefer a SINGLE PAYER or at least a PUBLIC OPTION. The greedy insurance companies have tipped their hand and shown once again what they are about... M O N E Y! They are going to end up cutting their own throat... and I can't wait to see it!

    October 13, 2009 at 5:32 pm |
  124. Matt

    Of course rates will go up, when have they ever NOT gone up??? I don't need some silly report telling me that insurance companies plan on screwing me more down the road. It bothers me more people aren't aware of this. By now it should be common knowledge that screwing people is part of their business plan. I work in the health care industry, and with all the fuss people and the media make about health insurance companies, they still don't even scratch the surface of all the despicable, borderline illegal, and highly immoral things they do. I wish we could just get rid of all of them and have a single payer system... but oh wait, we can't... because that would be socialism... and god knows that's a TERRIBLE idea for anything... especially healthcare! However it seems to work for our school systems....

    Matt Fairfax, VA

    What bothers me is how little people know

    I believe the fact that insurance rates will go up in the future, not because of some silly report, but because when have they ever NOT gone up??? When will the public start realizing insurance

    October 13, 2009 at 5:34 pm |
  125. rpb Viburnum Mo

    My insurance has gone up every year by leaps and bounds why would they stop raising rates now? Of course rates are going up doesn't matter what happens. For profit health care should be illeagle!

    October 13, 2009 at 5:34 pm |
  126. Sandra Turner

    If this doesn't fire up the administration to push for a public option, then the President is only talking the talk, not walking the walk.
    Support hard working Americans!

    October 13, 2009 at 5:35 pm |
  127. Ken in NC

    Glad ya back Jack. The Situation Room is just a Room without your input.

    October 13, 2009 at 5:35 pm |
  128. Elizabeth

    I would like to know how much they paid Price Waterhouse to say this. Then why not Price Waterhouse do a public service and compile the data on how many people will die if there is no affordable healthcare in those years. I do mean healthcare NOT health insurance. I don't understand why after all these years we think of this as fair. Good health, as in Healthcare should not be a business of RISK as the health insurance field is. It should be just like your public library, free and available to needy. America's healthplans are fighting dirty using big names to convince us they need to SQUEEZE more money out the American people. That may have worked 10 years ago but we all got the sting of Denials, unpaid claims, health care bills and sick friends and families to let that happen again. Good health is a right not a luxury and we shouldn't be forced to work at particular employer or job because of the issue health insurance. It's almost like a bondage without the ropes.

    October 13, 2009 at 5:35 pm |
  129. Matt

    Of course rates will go up, when have they ever NOT gone up??? I don’t need some silly report telling me that insurance companies plan on screwing me more down the road. It bothers me more people aren’t aware of this. By now it should be common knowledge that screwing people is part of their business plan. I work in the health care industry, and with all the fuss people and the media make about health insurance companies, they still don’t even scratch the surface of all the despicable, borderline illegal, and highly immoral things they do. I wish we could just get rid of all of them and have a single payer system… but oh wait, we can’t… because that would be socialism… and god knows that’s a TERRIBLE idea for anything… especially healthcare! However it seems to work for our school systems….

    Matt Fairfax, VA

    October 13, 2009 at 5:35 pm |
  130. Scarlett Nakajima

    Jack-
    The fallacious claims made by the insurance industry are attempting to poison the well. They have presented only the information that supports their bias against the legislation. They have to much to loose to be taken seriously. Their attempt to instill fear based on an increase in premiums falls short as far as I am concerned. In the past two years my medical insurance annual premium has increased from $2700.00 to $4800.00 without ever making an insurance claim or having a change in my health status. And their criticizing the White House? Love ya Jack!

    Thanks for the voice,
    Scarlett Nakajima, New Orleans

    October 13, 2009 at 5:37 pm |
  131. Glenna Cutlip

    It is enough to change me from a registered democrat to an independent. What are our leaders thinking? I am 60 years old and I have never seen such stupidy in my life. Our president is like a child that won four years in a toy store and can grab all he can for the next 4 years.

    October 13, 2009 at 5:37 pm |
  132. Dale

    I thought that blackmail was against the law because thats what the healthcare is trying to do.

    October 13, 2009 at 5:39 pm |
  133. Anna Co.

    The insurance co.'s have already started raising their premiums. My husband's Insurance raised his prenium rate from $4400. two years ago to $6600. last year to $9000. ayear this year. He doesn't dare let it lapse, where could he get insurance at his age. He is sooooo looking forward to his 65th Birthday next year. I've heard others saying their insurance rates have skyrocked this year, even from our now famous Rocky Mountain H.M.O.

    October 13, 2009 at 5:41 pm |
  134. John from Orange County Ca

    The report seems to have backfired and Price Waterhouse also seems to be back pedaling on the report , like an anchor around their credibility. They remember what happened to the rating companies in the mortgage mess....If it seems like they were paid to please the Insurance companies, the clients will flee...I don't see too many Republicans waving the report around on TV either....wonder why....

    October 13, 2009 at 5:41 pm |
  135. Dee in FL

    Well, this week I need to order my medication from my mail order provider.

    And since I have hit some sort of "donut hole" the cost is nearly $600 instead of $200 (which since my husband has not worked in 18 months was already almost impossible to pay).

    So all I really care about is that we, somehow, get some affordable health care and prescription coverage.

    I don't care HOW, and I don't care WHAT it costs to do this. And I do think the government needs to have coverage for EVERYONE so no one needs to go \through having no money for their medication.

    The health care industry is only interested in their own profits, and draining as much as possioble from the people, through whatever means.

    It's about time the American People stepped up and said ENOUGH!!!!!

    Health insurance companies will want to charge higher premiums. But the PEOPLE need to learn what that word, PREMIUM means! It means BEND OVER!!!

    October 13, 2009 at 5:44 pm |
  136. Don

    This says it best: (Not my quote)

    If you think health care is expensive now, wait until you see what it costs when it's free!
    - P.J. O'Rourke

    Aloha,
    Don
    Kailua Kona, Hawaii

    October 13, 2009 at 5:45 pm |
  137. Terri

    The insurance report is nothing but another scare tactic to keep Americans from calling theirs Senators to get them to vote for health reform. We plan on fighting back even if we have to replace a long sitting Democrat with a new Democrat be it for the seat of the Senate or HOR...we will have a public option. This is just the beginning cause we're going after those company's that have the audacity to have life insurance policies on their employee's. People we elected Obama so call your state senators...the members of HOR and tell them to fight for us, with us. Tell them not to line their pockets like the Republicans did when they were in control. GBA

    October 13, 2009 at 5:50 pm |
  138. Terri

    The insurance report is nothing but another scare tactic to keep Americans from calling theirs Senators to get them to vote for health reform. These insurance company's are killing us...literally We plan on fighting back even if we have to replace a long sitting Democrat with a new Democrat be it for the seat of the Senate or HOR...we will have a public option. This is just the beginning cause we're going after those company's that have the audacity to have life insurance policies on their employee's. People we elected Obama so call your state senators...the members of HOR and tell them to fight for us, with us. Tell them not to line their pockets like the Republicans did when they were in control. GBA

    October 13, 2009 at 5:53 pm |
  139. Layne Alleman

    Jack, "health care reform" is a dead duck. The only 'reform" that will take place is mandatory health insurance (with no oversight). Because of this, rates are pretty much whatever they decide. With just about every hospital in my state owned and operated by the insurance industry, is anyone dumb enough to believe that rates will go down? Layne A. Antioch, Il.

    October 13, 2009 at 5:54 pm |